The data governance program is critical in facilitating a culture shift away from the typical siloed environment in which each department retains control of their data and analytics to one where information is shared and leveraged across the organization.
My two cents is these sorts of things are always difficult to tell clearly. She didn't break any law if you measure her deeds, however if you think about it from her motivation, maybe the conlusion would be different. She absolutely knew that the bank made a mistake to let her credit so much money from her account, and she absolutely knew that she herself would be difficult to repay this huge amount of money back to the bank, why did she still do this?
she didnt do anything wrong..however i am wondering how is she able to returen 1million she has spent...she wold have been thrown into the jail if it happens in chian though