Since the agricultural insurance of Jiangsu province was established, it experienced a rapid and steady development ,though ,it saw an opposite trend among the rural economy ,agricultural development and the needs from farmers .For the further development of Jiangsu rural economy ,it crys out for the powerful protection from agricultural insurance . Facing the new circumstance ,Jiangsu must catch the opportunities and accelerate the development of agricultural insurance . To boost the development of insurance for the rural -area people ,to solve the issues of agricultural much better, developing the agricultural insurance is a must ,it has important meaning for its further research .